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Halpern & Associates offers
the widest array of mortgage programs available in the industry today. We offer you the
best of both worlds: many different products, delivered with in-house underwriting
approval and swift closings. Halpern & Associates has a commitment to providing
creative solutions and very competitive rates resulting in programs such as bridge loans
and blended mortgages. Along with the personal commitment of our professionals, we promise
to make the mortgage process a fast and pleasant experience. Below are just a few of the
programs we have to offer:
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| Fixed
Rate Programs |
| Including
10, 15, 20, 25 and 30-year terms. |
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| Adjustable
Rate Mortgages |
| Involving
1, 2, 3, 5, 7, and 10-year fixed initial periods. |
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| Bridge
Loans |
| These
loans assist in purchasing a new home before selling the old one by accessing the equity
in that home-for-sale. |
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| Construction
Loans |
| Whether
it's new construction or remodeling, numerous programs are available to fit your specific
needs. |
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| FHA,
VA and 203(k) Loans |
| With
extremely low down payments and more liberal underwriting guidelines. |
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| No
Income Verification Loans |
| For
those individuals who either prefer not to verify or may have difficulty verifying their
income, this program allows easy qualification assuming an acceptable credit history. |
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| First-Time
Buyers |
| Offered
with as little as 0% down payment. |
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What
you should know
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