Miami Beach Mortgages are our specialty

Refinancing is worth it if...

You want to get out of a high interest loan and take advantage of lower current interest rates to lower monthly payments.

You have Mortgage Insurance (PMI) and want to eliminate it by taking advantage of your home's increased current value.

You purchased a home recently with a 1st and 2nd mortgage and want to eliminate the 2nd mortgage by refinancing at your home's increased, current value.

You have an Adjustable Rate Mortgage (ARM) and want a fixed rate loan with set payments for the life of the loan.

You want to tap into your home's equity for home improvement, reducing credit card balances, starting a business or tuition costs.

You want to build up equity quickly by converting to a shorter term loan.

There are many instances when refinancing your existing mortgage can improve your financial position. It can help you lower your payment, get cash out, and eliminate mortgage insurance. It really depends on your what you want to accomplish. These are common situations in which refinancing your existing mortgage may be beneficial. If any of these situations sound like yours, please contact us. With more information on your unique requirements, we'll be happy to reply with either an improvement on your mortgage or the reassurance that your current mortgage is serving you well.

Don’t allow the common myths about refinancing that too often keep home owners from taking advantage of the benefits affect you.

Halpern & Associates Mortgage Corp.

Gives you the Broker Advantage. We are always pursuing new and unique financing programs to match the needs of our customers. To find out how we can meet your lending needs, Contact Us for more information.